practicing fin mgt

I’ve been accounting my expenses for the past months but I have never incorporated finance management. Poor me! Since it’s already summer time and there are lots of activities to save up for, it’s high time that I manage my finances. So help me God!

I was surprised to find out that I spend 10% for transpo. Mind you! I rarely take the cab. I only spend 15% on food and all the rest goes to miscellaneous expenses which I grouped into coffee (hehe), beauty & wellness (shopping, peds), books, misc (unclassified: movies, medicine, gimik, oot trips), phone bill, laundry expenses and gifts (family treat, barkada treat). WTP! Di pala ako nakakatipid sa buhay!

In fairness, compared to my expenses in Dec & Jan, I’ve cut down my expenses slightly. Makes me think that this accounting thing helps. O mapera lang ako ng December? hehe. Sana December na ulit!